Credit Analyst

Company: Chandler Asset Management
Location: San Diego
Posted on: February 28, 2025

Job Description:

Who are we? We're Chandler Asset Management, an employee-owned and independent financial services company; our concentration centers on managing taxable fixed income portfolios that are aligned with our institutional clients' needs. We manage over $40 billion in assets and believe in the philosophy of creating value and managing risk with active management, using robust quantitative analysis and qualitative insights.What do we value?Great People with Great Values. Integrity, service, excellence, education and teamwork are the values that define the culture at Chandler Asset Management.In addition to our core values, our culture is defined by 27 fundamental behaviors that describe our culture, set us apart and drive our success. From the beginning, we've always wanted to deliver total piece of mind through extraordinary performance. We believe our extraordinary performance and culture are driven by our dedicated and committed people.What's the job all about?The Credit Analyst role at Chandler Asset Management is responsible for conducting in-depth credit analysis on fixed income securities and monitoring credit quality. This role involves conducting in-depth credit research, monitoring market and issuer developments, and providing investment recommendations to support portfolio management decisions. They also assist Portfolio Managers and support the Investment team in their interactions with clients as well as supporting the relationship management team with client specific research for existing and prospective clients. The essential functions of the role include, but are not limited to the following:Credit Research & Analysis-- Produce written fundamental credit analysis on issuers across various sectors, predominately in the corporate sector and may include the securitized and municipal sectors on an ad hoc basis. -- Assess financial statements, cash flow projections, debt structures, and industry risks to determine creditworthiness.-- Develop and maintain credit models to track key financial metrics and risk indicators.-- Actively participate in Chandler's Credit Committee in a team environment to identify attractive credit investment opportunities. -- Actively engage and meet with company management of issuers on Chandler's coverage universe list. Credit Monitoring & Risk Assessment-- Continuously monitor credit ratings, financial performance, and macroeconomic factors that could impact investment holdings.-- Track rating agency actions and market conditions to identify potential risks or opportunities.-- Prepare reports summarizing issuer updates, market trends, and risk assessments for the investment team.Investment Strategy Support-- Collaborate with portfolio managers and traders to provide insights on credit trends and market movements.-- Assist in constructing credit-related investment strategies aligned with client objectives and risk tolerance.-- Contribute to investment committee discussions and present findings on credit markets and specific issuers.Compliance & Regulatory Oversight-- Ensure compliance with internal credit policies, regulatory requirements, and investment guidelines.-- Support due diligence efforts for new issuers, counterparties, and investment vehicles.-- Work with internal teams to maintain compliance documentation and risk management processes. This Team Member will have:Educational Requirements: A bachelor's degree in finance, business, economics, or a related field required, along with progress toward the CFA designation; CFA designation preferred. Industry Experience: A minimum of five years of experience in the asset management industry, with a focus on fixed income portfolios.Technical Proficiency: Advanced skills in Excel, database management, and Bloomberg.Skills & Knowledge: A solid understanding of financial markets, the asset management business and its processes.Market Understanding: A track record of successfully evaluating the creditworthiness of credit issuers in varied economic environments. Communication Skills: The ability to collaborate efficiently in team settings and work cross-departmentally is necessary.Additional Minimum Qualifications:Demonstrated ability to adapt to changing market conditions and regulatory environments.Leadership experience, with the capacity to mentor junior staff and lead by example.Strong analytical skills to evaluate investment opportunities and market risks.What we can offer you! Medical, Dental, Vision, HSA & FSALife & AD&D Short-Term & Long-Term DisabilityAccident & Critical Illness Employee Assistance ProgramEmployee 401(k) PlanESOPEmployee DiscountsPaid Time Off Paid HolidaysFun Company EventsReady to join our team?! Please note before submitting an application: as a company, we take hiring very seriously. Although we are unable to follow-up with each and every applicant, we do our best to run a thorough process for candidates with whom we identify a potential fit. Chandler Asset Management provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, religion, color, sex, gender, sexual orientation, pregnancy, age, national origin, ancestry, physical/mental disability, medical condition, military/veteran status, genetic information, marital status, ethnicity, alienage or any other protected classification, in accordance with applicable federal, state, and local laws. Those applicants requiring accommodation to complete the application and/or interview process should contact a management representative.Compensation details: 100000-150000 Yearly SalaryPIf07d74d12c45-25660-37037049

Keywords: Chandler Asset Management, San Diego , Credit Analyst, Professions , San Diego, California